CM Alliance Fédérale is constituted by 11 federations of local cooperatives banks components of Caisse Fédérale de Crédit Mutuel (CFCM) which holds 98% of Banque Féderative du Credit Mutuel (BFCM).
Founded in 1859 CIC is a brand of Cré dit Mutuel Alliance Fé dé rale which is 100% owned by BFCM,.
- CIC holding company and head entity of the bank network, which is also the regional bank in ile de France, and throughwhich investment, financing and capital market activities are carried out.
- Five regional banks, each of which serves a clearly definied region of Fance (Nord-Ouest; Est; Sud -Est; Sud-Ouest and Ouest)
- Entities specialized by business line, which support the network and round out CIC’ s organization and services offering. Theses mainly includes CIC Aidexport, M-CIC Assets management, CIC Bail, CIC Epargne Salariale, CIC Factor, CIC Lease, CIC Participation Immobiliè res and Group des Assurances Credit Mutuel.
Account holding bank
#1 -2018 Clients Relationship Banking Awards (TNS SOFRES 2014, 2016, 2017 & 2018)
#1 French Bank among « the World’ s Best developed market Bank » (Global Finance 2014, 2015 & 2016)
Best Banking Group in France (World Finance 2014, 2015, 2016 & 2017)
Best ESG risk Management Team in France) Capital Finance international 2015)
Reconciliation tools (cheque/cash)
Sweeping and pooling
Dedicated IBOS desk
Preferential IBOS customer service
Single point of contact for client
Customer service in English
Electronic banking in local language
Electronic banking in local English
Membership of Clearings
CHAPS Clearing Co Ltd
BACS Payment Schemes Ltd
Cheque & Credit Clearing co Ltd
Faster Payments Service
SEPA Core Direct Debit
SEPA Credit Transfer
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